16461 Sherman Way
Lake Balboa, CA 91406
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Disclaimers for https://egolombis.com
All the information on this website is published in good faith and for general information purpose only. https://egolombis.com does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website https://egolombis.com, is strictly at your own risk. https://egolombis.com will not be liable for any losses and/or damages in connection with the use of our website.
From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone ‘bad’.
Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their Terms & Conditions before engaging in any business or uploading any information.
By using our website, you hereby consent to our disclaimer and agree to its terms.
Should we update, amend or make any changes to this document, those changes will be prominently posted here.
16461 Sherman Way Suite 350 Lake Balboa, CA 91406
This privacy statement discloses the privacy practices for E Golomb Insurance Services, Inc. (collectively, "we," "us," or "our"). This statement is to notify you of what identifiable information of yours or third party identification is collected from you through the web site, the organization collecting the information. How the information is used. With whom the information may be shared. What choices are available to you regarding collection, use and distribution of the information. The kind of security procedures that are in place to protect the loss, and misuse or alteration of information under our control.
In the course of offering and providing our products and services, it is common for us to receive sensitive information from and about our clients, including financial and business information, some of which constitutes personal information. Generally speaking, personal information is any information that can be used, directly or indirectly, to identify, locate or contact someone. Types of personal information include names, physical addresses, mailing addresses, social security numbers, email addresses, phone numbers, bank account numbers and drivers license numbers. Under certain circumstances, personal information may also include other information that can reasonably link to a particular person, such as internet protocol (IP) addresses, unique device identification numbers, employment information, medical information and internet activity.
Here are some examples of the types of information that we collects if you choose to provide it:
The information we collects is used to provide policy quotes when requested, administer insurance policies, answer questions or concerns, register participants for our sponsored events, content, and provide information requested in a timely manner.
What is a cookie? Cookies are sets of information that our web server assigns to you when you visit our web site. Cookies are used in a few areas of our site for maintaining information between pages. These cookies simply carry forward information that you submitted on one screen to the next screen, eliminating the need for redundant entry. We may use IP addresses to derive certain other information concerning businesses visiting our websites as described in this policy, but we do not analyze this information in a way which would reveal the identity of the individual browsing our websites. When you select one of our products or services, register for a newsletter or e-mail alert, fill out an online form, or complete a survey, we may try to identify your browser and we may combine information from cookies, Web beacons, and other information collected online with other data that we maintain about you. You do have a choice whether or not to accept the cookie, however, if you reject the cookie or if cookies are disabled on your web browser, some parts of the web site will not be operable.
We use IP addresses to analyze trends, administer the site, and track users movements for aggregate reporting. IP addresses are not linked to personal information.
Our web site is designed to give our customers, prospective customers, and visitors a confidential means of gathering information about our Company, services and products and for doing business with us over the Internet. Our site will only collect information that you voluntarily provide in order for us to service your request. If you have provided personal information on our web site in order to obtain a policy quote, administer your insurance policies, ask us a question, or register for our sponsored event, we may need to share that information with authorized third parties, if necessary to service your request. We may also share your information with companies that perform marketing and communications services on our behalf. We do not sell any customer information to mailing list companies or telemarketing companies.
From time-to-time our site may request information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and you therefore have a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.
If your information changes (such as your address), or if you no longer desire our service, we will provide a way to correct, update or remove your data provided to us. This can usually be done at the account information page or agency options page or by contacting us. Users of our site are always notified when their information is being collected by any outside parties. We do this so you can make an informed choice as to whether you should proceed with services that require an outside party, or not. If you no longer wish to receive promotional materials from our partners, you may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email or email used.
We may update this Privacy. We will notify you about significant changes by placing a prominent notice on our site.
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit the CCPA Privacy Notice.
This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS supplements the information contained in the Privacy Statement of E Golomb Insurance Services, Inc. (collectively, "we," "us," or "our") and its subsidiaries and applies solely to visitors, users, and others who reside in the State of California ("consumers" or "you"). We adopt this notice to comply with the California Consumer Privacy Act of 2018 ("CCPA") and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("personal information"). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months
|A. Identifiers||A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, TIN, driver's license number, passport number, or other similar identifiers.||Yes|
|B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))||A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.||Yes|
|C. Protected classification characteristics under California or federal law.||Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).||Yes|
|D. Commercial information.||Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.||Yes|
|E. Biometric information.||Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.||No|
|F. Internet or other similar network activity.||Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.||Yes|
|G. Geolocation data.||Physical location or movements.||Yes|
|H. Sensory data.||Audio, electronic, visual, thermal, olfactory, or similar information.||No|
|I. Professional or employment-related information.||Current or past job history or performance evaluations.||Yes|
|J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).||Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.||No|
|K. Inferences drawn from other personal information.||Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.||No|
Personal information does not include:
We obtain the categories of personal information listed above from the following categories of sources:
We may use or disclose the personal information we collect for one or more of the following business purposes:
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:
We disclose your personal information for a business purpose to the following categories of third parties:
In the preceding twelve (12) months, we have not sold any personal information.
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
Deletion Request Rights
You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:
Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.
Response Timing and Format
We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will notify you by email or through a notice on our website homepage.
If you have any questions or comments about this notice, our Privacy Statement, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
Please read the following terms and conditions carefully since they govern your use of the website of E Golomb Insurance Services, Inc. ("EGIS"). By accessing this site, and any of the pages therein, you agree to be bound by the terms and conditions below, as they may be modified by EGIS from time to time. If you do not agree to the terms and conditions below, do not access this site or any of the pages therein. Each user of this Web site agrees to the following terms and conditions:
This Web site is for transactions and inquiries only. No party may modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create, transfer, or sell any information, software, products or services obtained from this Web site.
Access to and from Website
Transmissions and communications to and from this Web site, even if done with the use of a secure Internet browser, may be read or intercepted by third parties. Each user of this Web site agrees that EGIS will not be held liable should such interception occur.
Use of Web Site Content
All information, documents and material posted in this Website are the property of EGIS, solely for the internal use of EGIS Website users and may not be resold, republished, or copied (for other than internal use), without the prior written consent of EGIS. In addition, all information, documents and materials posted in this Website are subject to change. All products and services described in this Website are subject to the terms of the applicable agreements, are only offered in jurisdictions where they may be legally offered for sale and not all products and services are available in all geographic areas. A particular Website user’s eligibility for particular products and services is subject to final EGIS approval.
Keeping Information Accurate
We take appropriate steps to keep your account information secure, confidential, accurate and up-to-date. This is important so that no matter how you access your information (on account statements, by phone or on line) it will be correct. If you ever notice that your information is not complete, accurate or current, please call us at (818) 572-0282 to let us know. We will correct the information as quickly as possible.
No Warranties; Limitation of Liability
The contents, information and materials contained in this website, including text graphics, links or other items are provided “as is” and “as available.” No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchant ability, fitness for a particular purpose, freedom from computer virus is given in conjunction with the information.
In no event will EGIS be liable for any damages, including without limitation, direct or indirect, special, incidental, punitive, or consequential damages, losses or expenses arising in connection with this website or use thereof or the inability to use by any party, or in connection with any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure. The access by any user to any hyperlinks to other internet resources are at the user’s own risk and the content, accuracy, opinions expressed and other links provided by these resources are not investigated, verified, monitored or endorsed by EGIS.
Whenever possible, each provision of these terms and conditions shall be interpreted in such a manner as to be effective and valid under applicable law, but if any provision of these terms and conditions shall be prohibited by or invalid under applicable law, such provisions of these terms and conditions. No waiver by EGIS of any term or condition described herein shall operate as a waiver of any other term or condition described herein.
You agree to the exclusive jurisdiction of the state courts in Los Angeles, California and the Federal Courts of the state of CA, for any disputes arising out of or relating to the use of the Web site or the services of EGIS provided in connection therewith, and you further consent to the jurisdiction of such courts, and waive the right to object to the jurisdiction or venue of such courts on any grounds, including forum non conveniences.
Changes to these Terms & Conditions
EGIS may update this Terms & Conditions. We will notify you about significant changes by placing a prominent notice on our site.
All rights reserved. The content of this website is subject to change without notice. Dates on this website are provided as estimates only and can be changed at any time at the sole discretion of E Golomb Insurance Services, Inc.
No part of this website may be copied, reproduced, stored in a retrieval system, displayed, distributed or transmitted in any form or any means whatsoever (electronic, mechanical or otherwise), including by copying or recording for any purpose, without the prior written permission of E Golomb Insurance Services, Inc. The unauthorized copying or use of any part of this website for any purpose other than your own personal use is a violation of United States copyright laws.
Any unauthorized use of E Golomb Insurance Services, Inc’s trademarks and service marks is strictly prohibited. The following marks are registered and unregistered trademarks and service marks of E Golomb Insurance Services, Inc.:
|- CRERDI®||Commercial Real Estate Rent Default Insurance|
|- CTRDI®||Commercial Tenant Rent Default Insurance|
|- TRDI®||Tenant Rent Default Insurance|
|- TREI™||Tenant Rent Eviction Insurance|
|- CREI™||Commercial Rent Eviction Insurance|
|- RERLI®||Real Estate Receivable Liability Insurance|
|- BDLI®||Business Default Liability Insurance|
|- BGI®||Business Guarantee Insurance|
If you find yourself unable to log in to your account, follow these steps:
Please try it again, following these steps:
No account linked to email address?
If you see the error message "The email address you entered is not connected to a an account", try the above steps again with any other email addresses you have.
Tip: Check your email inboxes for emails from EGIS. If you have any, it's likely there's an account associated with that email address.
If the email address associated with your account has been changed without your permission, contact us here.
Password reset link invalid?
If you receive the message "password reset link is not valid, or already used" try submitting for a new reset link and, without clicking the link, follow these steps:
The followings is CRERDI® policy aggregate limit example:Scenario 1: